Value Added Term Assurance

Your Life, Your Legacy, Protected on Your Terms  

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Value Added Term Assurance

Life is full of responsibilities, dreams, and what-ifs. Our Value Added Term Assurance gives you peace of mind today and something to look forward to tomorrow. It's a life insurance plan that not only protects your loved ones if you're no longer here, but also thanks you for staying the course. This plan is great if you want protection and a reward for staying committed. If you’re more focused on higher payouts without refunds, ask us about Level Term Assurance. It offers a higher cover amount but does not return your contributions at the end of the term. 

How it works:

You pay regular contributions as low as 50,000/= for a period of your choice in Ugx or USD. If something were to happen to you during that time, your loved ones will receive the full cover amount you chose (we call this the Sum Assured). If you complete the plan and are still with us, great news! You’ll get back 75% of everything you contributed over the years, tax-free. It’s long-term protection with a financial thank-you at the end.

Get back 75% of your contributions

If you complete the term, you’ll receive 75% of all the money you’ve paid in—tax-free.

You’re always in control

You can choose to pay monthly, quarterly, half-yearly or annually, whichever works for you.

Support during hard times

Can’t keep up with payments for a while? You can pause your contributions and restart later (we call this a “Re-Date”) at no extra cost. 

Pause and resume

Take a break and continue later. We’ll adjust your timeline, not penalise you.

Proactive Strategies to Mitigate Risk