Dreams deserve a plan. Every parent wants their child to thrive. That’s why we created the Toto Education Plan, it’s a flexible way to save for your child’s education while giving them the protection they deserve. Ideal for any parent planning for primary school, high school, or university, this plan helps you build up the funds you’ll need and keeps your child’s education secure even if life takes an unexpected turn.

It’s more than just a savings plan. It’s peace of mind for you and a brighter future for them.

Save with a purpose

Set aside what you can afford; monthly, quarterly, or yearly, and watch your savings grow steadily toward your child’s school fees.

Life happens, we keep you covered

If you’re no longer around, we step in to keep the plan going. Your child will still receive the money you intended for their education, without interruption.

Flexible contributions, at your pace

Start from as low as UGX 100,000. If your finances shift, we offer you flexible solutions to keep you insured. You're in control.

Tax-free maturity payout

When the plan matures, your full Sum Assured is paid out to you, tax-free as per the agreed or indicated installments to cater for your child’s education.

Choose how and when to receive your money

When the plan matures you can receive your funds in portions, spread over 3 to 10 years, and receive this quarterly, twice a year, or annually. That way, you can align the money with school terms or tuition timelines.

We handle the difficult moments

In case of your untimely passing, we offer a one-time last expense payout to help your loved ones manage funeral or related expenses, so they have support when it’s needed most.

The type of school you want: Public or Private
The curriculum you prefer: Local or International
When you’ll need the money: For primary, secondary or tertiary education
How much you can contribute regularly
How long you want to save (policy allows between 5 and 21 years)

Our team will help you figure out the rest; from calculating how much you need to save, to showing you how far your current budget can go.