Every small and medium-sized business faces risks ranging from fire damage to stolen equipment or even unexpected legal claims. BizSafe brings together seven essential protections under one simplified plan, making it easier to stay covered without juggling multiple insurance plans.
We’ll assess your business for free, help you understand where you're most exposed, and build a custom package just for you.

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Everything in One Place

Instead of managing several insurance policies, you get one plan, one premium, and one document covering multiple risks.

Cover That Fits Your Business

We tailor your cover based on your business’s size, type, and operations. From retail stores to service-based setups, we’ve got you.

Designed for Ugandan SMEs

Whether you run a cyber café, salon, grocery shop, bakery, or electronics store, this cover is made for you.

Smart Simplicity

We make insurance easy to understand and easy to use, with straightforward support and no complicated jargon.

Fire & Perils

If your business space or assets are damaged by fire, lightning, explosions, floods, or even riots, we’ll help you recover. Whether you own your building or rent it, we’ll protect what matters, things like your equipment, stock, or shop fittings.

Burglary

If your premises are broken into and items are stolen, this cover helps you bounce back. We only ask that the break-in involved visible force, and that your own staff weren’t involved.

All-Risks for Portable Equipment

Need to use your laptops, tools, or cameras outside the shop? This cover protects your portable business equipment even when you're working offsite.

Public Liability

Covers you if a customer or visitor gets hurt on your premises, or if their property is damaged and you’re held responsible. We’ll also help with legal costs.

Money Cover

We’ll protect your cash when it’s on the move (to or from the bank) or stored safely on your premises. You’re also covered if your safe is damaged during an attempted theft.

Important: There are safety requirements to follow for larger amounts of money. We’ll guide you on what’s needed for your cover to apply.

Work Injury Protection (WIBA)

If your staff are hurt or fall ill while working, this cover takes care of their medical needs and compensation, so you can support them without straining your finances.

Employer’s Liability

If your employee takes legal action against you after getting hurt or falling sick on the job, this cover helps with compensation and legal fees. It also protects your family if they’re sued after your passing.

Make sure all valuable items are clearly listed, with their location and estimated value. This helps us respond quickly and accurately in case of a claim.

For public liability, let us know if you’re doing activities like training, repairs, or installations at another site, and we can extend your cover to include that location.