Every business has that one person, the mover, the strategist, the stabiliser, without whom things might start to fall apart. That’s why Keyman Assurance exists: to protect your company’s continuity in case the unthinkable happens to that vital individual. Whether it’s your General Manager, CEO, or co-founder, this cover ensures that your business gets the financial support it needs to stay steady, regroup, and move forward. Important to note: This is a term policy. If the key person is still alive at the end of the term, there’s no refund of contributions. The focus here is protection, not savings.

Immediate financial cover

As soon as the cover starts, your business can receive the full payout if the key person passes away. There’s no waiting period after the first payment is confirmed.

Flexible contributions

Choose to pay monthly, quarterly, or annually, whatever fits your business’s cash flow.

Pause and resume your plan

Can’t keep up with payments? You can take a break and restart the policy once you’re back on your feet, with no penalty. (We call this "re-dating"—and you can do it once during the policy term.)

Loss recovery support

The payout can be structured in instalments if needed, to reflect how financial loss unfolds over time after a key person is gone.

Keeps profits on track

The compensation goes to the business itself. That way, your operations stay afloat while you restructure or recruit, without the pressure of lost earnings hanging over your head.