Personal Accident Insurance 

For individuals, employees, and students, this is Peace of Mind in a policy 

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ICEA LION's Personal Accident Insurance 

It’s a safety net that protects you against the unexpected. This policy provides compensation for accidental injuries, permanent disability, or death caused only by violent, accidental, external, and visible events. It can also reimburse your medical expenses directly linked to that accident. If the worst happens, your loved ones receive an amount of cash. If you're injured, the benefit is paid to you, helping you manage recovery and maintain stability. 

Tailored Protection for Students Too 

Our Student Personal Accident Cover is designed for learners at every level—kindergarten to university. It's also ideal for students undertaking internships or attachments during their final academic years. 

  • Education institutions for their enrolled students
  • Parents/guardians for their children or dependents
  • Families who want to protect their loved ones
  • Individuals, including interns and early-career professionals
  • Accidental death benefit
  • Permanent total disability
  • Medical expense reimbursement
  • Cover for assistive medical appliances like wheelchairs or hearing aids

Accidental Death

If you lose your life due to an accident, we’ll pay your chosen loved ones an amount that was agreed upon when you took the cover. This helps them manage expenses and maintain stability during a very difficult time.

Permanent Disability

If an accident leaves you permanently disabled, we’ll pay you, or your chosen loved ones a cash benefit to help you adjust and manage life after the injury..

Temporary Total Disability

If an accident limits your ability to work or study, we’ll pay you weekly for up to 180 days while you recover.

Accidental Medical Expenses

We’ll reimburse your treatment costs directly related to the accident, up to your cover limit.

Funeral Expenses

We’ll cover the cost of a dignified send-off should the unthinkable happen.

Proactive Strategies to Mitigate Risk